Premier Real Estate

Saving money on your home insurance is very, very important — we all know this but I can tell you from experience and as I mentioned in the last blog, coming up with ways to save some money on your home insurance is difficult.  One sure fire way to make sure that you save a little on your premium is definitely by your credit score.

I can tell you that your credit score is something that many, many insurance companies are looking at and they are certainly letting that influence their decision to up or lower your premium, so that is something that you want to keep an eye on. 

Another thing you want to make sure of is that you have alarms installed.  Having security cameras and alarms installed can really help you in the long run assuring that you definitely get a lower premium.

When it comes to home insurance, I can promise that there are many, many different ways out there that you can actually save yourself some money.  Most people don’t know any ways to cut some costs on home insurance, however … there are a lot of different ways and that is what we are going to talk about!

One of the first ways that you can save a little cash on your home insurance is by making sure that the security in your home is upgraded.  Things like smoke alarms and alarms in general can go a really, really long way.

In the next blog, we will talk about how your credit score will assist with your home insurance premium!

Becoming a landlord is something that is very popular these days.  Back in the day, landlords were people that were in charge of everything from apartment complexes all the way to condos, but now – normal people like you and me and are becoming landlords simply because we can not sell the house we have sitting on the market.  Instead, we are renting them out and hence, making us a landlord.

However, do you know exactly what is entailed in becoming a landlord?  I didn’t until I became one and I have some advice to share with you within the next few blogs.

Firstly, you need to make sure that you have a screening for your tenants.  You always want to make sure that your tenants are something that are going to be very, very close to you and honestly – they are going to be living in your space unattended.

In the next blog, we will talk about pricing and how you can keep track of those repairs that you do to the house.

So I have to say that finding real estate via craigslist is hard.  If you are like me and you are trying to find a new place to live in another state – as mentioned in the previous blogs, well you are probably having some of the same challenges as me as not really knowing the area you are moving to but also relying on people that you find on craigslist.

Well – I have a few tips and tricks for you to watch out for all of those craigslist scams in the real estate market so you don’t waste you money and throw it all away.  That is what we are going to explore in the next few blogs.

One of the first things that you need to be wary of is the ads that are not posted by real estate agents – those are usually the ones that are scams, but not all of the time!

Now that we have talked about how you need to pull your credit report in order to see your credit in black and white, let’s go ahead and discuss a few tips and tricks that will allow you to improve your credit score drastically.  The first is going to be clearing up your debt.  You need to make sure that you look at your credit score and what is in your credit report and identify what exactly is part of your debt.

That way you can clear it on up and your credit score will improve so much.  After your debt is cleared up, apply for one more credit card and pay the balance on it every single month.  This will not only improve your credit score, but it will ensure that you are trust-worthy.

Dealing with credit is something that is difficult, however you can absolutely clear up your credit score and debt in no time at all with some dedication!

When you think about it … the one thing that is going to follow you for the rest of your life is your credit score.  If you want to apply for a credit card, get a car, get a new house – anything is going to be based around your credit score.

If you are in the market for a brand new house and your credit score is bad – you are going to have a very, very hard time finding a home and mortgage company that is going to loan you money.

There are a ton of different ways that you can improve your credit score, but your first step is going to be getting your credit report pulled.  That can be done via many different free websites that will give your credit score to print out.

Now that we have talked about just a few things that people expect to see in the kitchen, let’s discuss what people are demanding to see.  The first thing is space.  People want big kitchens nowadays, they want a kitchen that they can move around in and cook in and have kids in.  They want a lot of counter space, a lot of space in general – it is something that you should really think about whenever you are buying a home.

Next, they want a surprise.  These days, it is all about what you can hide and when you can hide something as normal as a fridge; it really makes your kitchen fantastic!  Some fridges are even designed to look like stand alone armoires, along with things like dishwashers and even warming ovens and other major appliances.

The overall color scheme and design of the kitchen is something that consumers are looking into as well.  Black, white and chrome are all very popular choices for the modern buyer.

Getting the neighborhood involved with your open house is not something that is going to be easy.  Most of the time, neighborhoods do not like real estate agents – however, if you draw up personalized invitations for the neighborhood and hand deliver them, that is something that will truly touch the folks in the neighborhood and it might actually allow you to make some really good connections, which is what the real estate game is all about!

You should send out or hand deliver at least 25 invitations to make sure that, that many people come – or even if they don’t, you did try your best.  Another thing that you want to do is make sure that you advertise correctly … that is the biggest problem for most real estate agents is the lack of advertising.

Having an open house and ensuring that the neighborhood is involved is something that should definitely be considered – after all, they can really help you sell the particular house … think about it!

One of the greatest things about being a real estate agent is that you truly do get to interact with so many different people and you honestly are the one person that gets to make many different connections.  That is something that you need to make sure that you do whenever you are having an open house.  The key to having an successful open house is that you need to have people come to the open house – why not make it a neighborhood event?

That is one of the greatest ideas in the world, if I do say so myself!  While making your open house a neighborhood event is not something that every single real estate agent is going to do, it is a fantastic idea to show the neighbors exactly what you are doing – you can invite all of the neighbors over for a ‘sneak peek’ an hour before the general public comes in – it makes the neighbors feel like they are truly involved.

In the next blog, we will talk about how you can get those invites out and how you can use the neighborhood to truly sell the home!

Taking the plunge and buying a real house is a big deal.  To be perfectly honest, the first time that I brought my first home, it was not a home at all, rather it was a trailer.  While most people associate trailer homes with something less than credible, in this day and age, that perception is just wrong.  Trailer homes are honestly some of the coolest looking homes and they have so much space inside of them, it truly is crazy!

However – there are some things that you should do even before you begin going to mobile home parks in search for your dream mobile home.  The first thing is research.  You want to ensure that you are not only going to be getting a good deal, but you also want to make sure that it looks nice.  Looking online for credible mobile home parks and taking some tours is a great idea!

Another thing that you want to make sure of is how you plan to purchase the mobile home – financing is probably the best option, however you do have to have decent credit for that.