Premier Real Estate

Saving money on your home insurance is very, very important — we all know this but I can tell you from experience and as I mentioned in the last blog, coming up with ways to save some money on your home insurance is difficult.  One sure fire way to make sure that you save a little on your premium is definitely by your credit score.

I can tell you that your credit score is something that many, many insurance companies are looking at and they are certainly letting that influence their decision to up or lower your premium, so that is something that you want to keep an eye on. 

Another thing you want to make sure of is that you have alarms installed.  Having security cameras and alarms installed can really help you in the long run assuring that you definitely get a lower premium.

When it comes to home insurance, I can promise that there are many, many different ways out there that you can actually save yourself some money.  Most people don’t know any ways to cut some costs on home insurance, however … there are a lot of different ways and that is what we are going to talk about!

One of the first ways that you can save a little cash on your home insurance is by making sure that the security in your home is upgraded.  Things like smoke alarms and alarms in general can go a really, really long way.

In the next blog, we will talk about how your credit score will assist with your home insurance premium!

Real estate is a tricky thing to get a handle on – you never really know what you can and can not do and that is exactly why we are here!  The question on many people’s minds right now is should you buy a home or should you wait?  Well – the first question that you should ask yourself is ‘are you ready to settle down?’

Once you buy the home, it is going to be very difficult to get rid of and resell right now … so that is something that you want to make sure that you consider when you are making the decision to purchase a home.

Another thing that you need to think about is if you can afford the home that you are considering buying.  While prices have dropped themselves down a lot in the real estate market, you want to make sure that you find a home that is going to fit into your budget and that can be hard if your budget is very, very small.

When you are dealing with a home, there is going to be mold there – one of the first things that you need to remember is that mold is everywhere and if you know that your house is clean, you are still going to have mold.  In this blog, we are going to talk about how you can get rid of mold in your home and hopefully make sure that it stays gone from your home as well.

As we discussed, mold is everywhere and it has been around forever – so you really need to think about that and get that into your head so you know what you are dealing with.  Dealing with mold is fairly easy – sunlight and ventilation are the two things that are key items in getting rid of your mold problems.  You want to always make sure that you use your common sense whenever you are approaching a mold situation. 

Most of the time, mold is going to form in your bathroom, you really just need to use a mold killing cleaner and ensure that there is some sunlight in there as well.  Mold is difficult to get rid of but not impossible!

While you may be considering renting your home out instead of selling it, you probably have no idea how to get started.  First and foremost, you need to make sure that you get yourself a contract together.  This should be a tenant-friend contract, as you do not want to scare them off, but you definitely want to make sure that you are protecting yourself as well as protecting the home.

The contract should be pretty standard and once everything you have to say on it is done, you should definitely take it to a lawyer and absolutely have it looked at.  That way, everything is going to be legal and you can make sure that your butt is covered!

After that is done – then you move onto the actual renting of your house out and we will explore that a little bit more in detail in the next set of blogs!