Premier Real Estate » buying a home

First-Timer’s Guide To Mortgage Shopping: 1

Heather — Fri, 02 Apr 2010 23:10:26 +0000

To be honest, it is not every single day that you go shopping for a home and in turn, a mortgage. It is not something that you get every single day, so you might not know about all of the steps and things that you need to look for whenever you are looking to get a mortgage.

That is what I am here for, to ensure that you get the very best mortgage and that you know exactly what you need to look for. Firstly, you want to make sure that you are inspecting your credit report and getting it in the best shape that it can be in. What that means is that you get your credit report and check out what is on there.

You also want to make sure that you have explanations to anything that you can not fix on your credit report.

Cutting Closing Costs Easily: 1

Heather — Fri, 19 Mar 2010 19:22:40 +0000

Whenever you are purchasing a home, there are so many hidden fees that so many people do not think about at all – for example, the closing costs. Did that little present come as a surprise when you are buying your first home? They did for me however, there are a ton of different ways that you can cut a lot of the costs of closing and that is what we are going to talk about.

For one, you want to make sure that you shop around for the lender that you are going to be using. While most lenders are pretty interested in getting your business, you want to make sure that you are going with the right lender.

In the next blog, we will talk about how a third party can actually cost you a lot of money!

Should I Buy A Home Now — Or Wait?

Heather — Thu, 06 Aug 2009 15:31:38 +0000

Real estate is a tricky thing to get a handle on – you never really know what you can and can not do and that is exactly why we are here! The question on many people’s minds right now is should you buy a home or should you wait? Well – the first question that you should ask yourself is ‘are you ready to settle down?’

Once you buy the home, it is going to be very difficult to get rid of and resell right now … so that is something that you want to make sure that you consider when you are making the decision to purchase a home.

Another thing that you need to think about is if you can afford the home that you are considering buying. While prices have dropped themselves down a lot in the real estate market, you want to make sure that you find a home that is going to fit into your budget and that can be hard if your budget is very, very small.

How to Avoid Losing Your Home: 2

Heather — Sun, 07 Jun 2009 02:58:16 +0000

Do you know where most new home buyers go wrong? They make bad decisions. Do you know where a lot of them tend to start making bad decisions? With their real estate agent.

Too many people tend to hold the inconceivable misconception that every real estate agent ever in existence is the same as every other real estate agent. What is the basis of this belief? The fact that they all have a license to buy and sell real estate. This truly boggles the mind, because those same people also seem to believe that the “similarities” of every real estate agent means they do not have to actually interview for potential agents. They figure, what the heck, they’re all the same! They can just choose one at random! Some people even think that they will offend an agent by asking questions about experience, fees, and things like that nature. Uhm … what?

This often leads them to hiring some too-eager beaver at the cheapest price. Again — what? An agent like that is not going to have your best interests at heart.

Seriously, take the time to interview potential candidates, and ask any question you need to ask. You are going to get a better deal that way — and likely a better home as well.